CyberPay Limited

Mobile Application Revamp
Project Overview
CyberPay is a financial company with PSSP, PTSP, Licensed by CBN, and VAS licensed by the NCC with the major objective to be the partner of choice in the financial technology industry and to facilitate transactions globally.   

The company’s goal is to modify and enhance the mobile app for better usage. To update and upgrade biller services with a robust payment channel and super captivating user interface reflecting the CyberPay brand. 

The vision is to empower individuals and businesses with a unified mobile app that simplifies financial transactions, enhances security, and enriches lives through value-added services. The aim also is to revolutionize the way people manage their finances by providing a comprehensive, user-friendly, and inclusive platform for payments, fund transfers, virtual cards, and a wide array of value-added services.

All in all, through innovation, trust, and a commitment to financial well-being, the aim is to make everyday financial activities effortless, secure, and rewarding for everyone.
My Contributions
1. Wallet System: The heart of the mobile app is the digital wallet system which allows users to store funds digitally, make transactions, and manage their account balances in real-time.

2. Send and Receive Funds: This feature allows users to send money to other users within the app, and receive funds from others via bank transfers.

3. Value-Added Services (VAS): The VAS service encompasses a wide range of services, such as bill payments, and mobile recharges (Airtime and Data Top up) etc. The app provides a seamless experience for users to access and utilize these services.

4. Utilities: This includes features like utility bill payments, ticket booking (e.g., Electricity, Transportation, Pay TV, etc.), and other day-to-day services that users may require. Integration with external service providers or APIs may be necessary.

5. Gaming: Collaborating with third-party game aggregators to offer a secure and fair gaming environment.

6. Virtual Card Issuance: The app provides the ability to issue virtual debit cards to users for online purchases via a partnership with financial institutions to provide card generation and management.  

In addition to these primary features are some key considerations:·      

7. Security: Implementation of  a robust encryption, authentication, and authorization mechanisms to protect user data and financial transactions.

8. Compliance: Ensure that your app complies with all relevant financial regulations and data protection laws.

9. User Experience (UX): A user-friendly and intuitive interface for users to navigate the app easily and perform financial tasks without confusion.

10 Payment Gateways: Payment gateway and Bank integration to facilitate fund transfers, card transactions, and other financial operations.

11. Scalability: The app was designed to handle the growing user base and increasing transaction volumes.

12. Customer Support: Implementation of chatbot and WhatsApp communication to address complaints.
FOCUS AND FEATURES
Under Development
6 Months